Central Coast Property News

As a Terrigal mortgage broker , I am frequently asked by residents and investors alike: "Is now the right time to buy on the Central Coast?" To answer that, we have to look beyond the headlines and dive into the actual supply and demand data for our local strata market. Terrigal’s residential landscape is unique, currently  comprising approximately  1,134 three-bedroom  and 489 two-bedroom strata properties . Recent performance data from March 2025 to February 2026 shows a market moving quickly, with significant implications for both renters and buyers. The 3-Bedroom Market: High Growth & High Demand The 3-bedroom unit sector is currently the "powerhouse" of Terrigal real estate. Over the past 12 months, we have seen: Median Rental Price: Now sitting at $798 per week . Annual Growth: A robust 6.4% increase in rental value. Market Velocity: With 90 units leased in the last year and a median time on market of just 19 days , demand for larger living spaces re...

By Michael Daniels | Terrigal Mortgage Broker The latest 12-month data for the Terrigal housing market is in, and it signals a significant shift from the "frenzy" of previous years into a sophisticated "plateau" phase. For anyone looking for a mortgage broker in Terrigal , understanding these numbers is the first step toward a smarter property strategy. Terrigal Sales Market: The $1.6M Benchmark Based on 192 sales in the preceding 12 months, the median house price in Terrigal currently stands at $1,607,500 . While we saw rapid price acceleration in 2021 and 2022, the market has now entered a period of healthy consolidation with 0.3% annual growth . For local homeowners, this indicates a preservation of equity. For buyers, it suggests a less volatile environment, allowing more time for due diligence and professional financial structuring. The "Bedroom Gap": Where is the Value in 2260? The data reveals a fascinating trend regarding property size and price p...

https://www.mortgagechoice.com.au/michael.daniels/our-services/mortgage-broker-terrigal/ Terrigal has surged to the forefront of the Central Coast property market, securing the number one ranking among 47 suburbs for median house price growth between January 2021 and January 2026. According to the latest data, Terrigal's median house price climbed from $995,000 in January 2021 to $1,607,500 in January 2026. This represents a substantial increase of $612,500, a 62% rise over the five-year period. This impressive performance highlights the ongoing strength of demand in Terrigal, driven by its prime beachside location, lifestyle appeal, and continued interest from families, downsizers, and investors alike. How the Top 5 Stack Up Terrigal leads the pack, with these suburbs following closely in dollar growth terms: 2nd: Wamberal 3rd: Avoca Beach 4th: Ettalong Beach 5th: East Gosford These coastal and near-coastal areas continue to demonstrate resilience and appeal in a market where broa...