Terrigal Property Market Report 2026: Insights from Your Local Mortgage Broker
As a Terrigal mortgage broker , I am frequently asked by residents and investors alike: "Is now the right time to buy on the Central Coast?" To answer that, we have to look beyond the headlines and dive into the actual supply and demand data for our local strata market. Terrigal’s residential landscape is unique, currently comprising approximately 1,134 three-bedroom and 489 two-bedroom strata properties . Recent performance data from March 2025 to February 2026 shows a market moving quickly, with significant implications for both renters and buyers. The 3-Bedroom Market: High Growth & High Demand The 3-bedroom unit sector is currently the "powerhouse" of Terrigal real estate. Over the past 12 months, we have seen: Median Rental Price: Now sitting at $798 per week . Annual Growth: A robust 6.4% increase in rental value. Market Velocity: With 90 units leased in the last year and a median time on market of just 19 days , demand for larger living spaces re...