Posts

Showing posts from March, 2026

Gosford Mortgage Broker: 2026 Unit Market Update & Home Loan Trends

Image
Gosford Mortgage Broker: Latest Unit Market Update & Home Loan Insights for 2026 Are you looking for a home loan in Gosford ? Or perhaps you are searching for an expert Mortgage Broker in Gosford to help you navigate the shifting property landscape in the 2250 postcode? The latest data for the Gosford unit market is in, and it shows a resilient, high-demand environment for both homeowners and investors. As your local Gosford Mortgage Broker , Michael Daniels from Mortgage Choice has analysed the latest sales and rental trends to help you make your next move with confidence. 📈 Gosford Unit Price Trends: Strong Capital Growth The median price for units in Gosford has reached $585,000 , following a consistent 4.9% growth over the last 12 months. With 236 sales recorded, the market remains liquid and active. Whether you are a first-home buyer or a downsizer, understanding the price points is key to your Gosford home loan strategy: 2 Bedroom Units: Median $560,000 3 Bedroom Units: ...

Terrigal Property Market Report 2026: Insights from Your Local Mortgage Broker

Image
As a Terrigal mortgage broker , I am frequently asked by residents and investors alike: "Is now the right time to buy on the Central Coast?" To answer that, we have to look beyond the headlines and dive into the actual supply and demand data for our local strata market. Terrigal’s residential landscape is unique, currently  comprising approximately  1,134 three-bedroom  and 489 two-bedroom strata properties . Recent performance data from March 2025 to February 2026 shows a market moving quickly, with significant implications for both renters and buyers. The 3-Bedroom Market: High Growth & High Demand The 3-bedroom unit sector is currently the "powerhouse" of Terrigal real estate. Over the past 12 months, we have seen: Median Rental Price: Now sitting at $798 per week . Annual Growth: A robust 6.4% increase in rental value. Market Velocity: With 90 units leased in the last year and a median time on market of just 19 days , demand for larger living spaces re...

Gosford Mortgage Broker Report: Rental Growth & Investment Trends (2021-2026)

Image
The Gosford Rental Market: A 5-Year Analysis As a leading Gosford Mortgage Broker team at Mortgage Choice Erina, Michael Daniels and Philip Cooper have been closely monitoring the local property landscape. Since February 2021, the Gosford unit market has shown remarkable resilience and growth, making it a primary focus for both local residents and savvy investors. The Data: 2-Bedroom vs. 3-Bedroom Units Our latest data tracking (featured in the chart below) highlights a significant upward trend in median weekly rents across the Gosford CBD and surrounding areas: 3-Bedroom Units: In early 2021, median rent was approximately $465 . As of late 2025/early 2026, we are seeing these figures climb to a median of $650 per week . 2-Bedroom Units: Similarly, 2-bedroom units have risen from a baseline of $400 in 2021 to a current median of $580 per week . Why This Matters for Your Next Home Loan Whether you are looking to buy your first home or expand an investment portfolio, understanding re...