Kincumber Houses vs Green Point Houses | July 16th, 2025

https://www.mortgagechoice.com.au/michael.daniels/our-services/mortgage-broker-in-kincumber-michael-daniels/

Kincumber:

Strengths: Kincumber's median price growth of 7.40% over the past year indicates strong recent capital appreciation, making it an attractive option for buyers seeking short-term gains. Its lower median price ($1,160,000) offers affordability, potentially leaving room for future growth. Faster sales (33 days) indicate higher demand relative to supply, supporting liquidity.
Weaknesses: The rental market is less robust, with a lower yield (3.30%) and negative rent growth (-1.50%), which may limit its appeal for investors relying on rental income to support property values. There are fewer interested buyers (1,705) and renters (382) compared to Green Point, suggesting lower overall demand.

Green Point:

Strengths: Green Point's higher median price ($1,255,586) may reflect a more established or premium market, potentially indicating stability. Its rental market is stronger, with a 3.60% yield, $800 median weekly rent, and 5.30% rent growth, attracting investors and supporting long-term demand. Higher buyer (1,959) and renter (587) interest suggests robust market activity.
Weaknesses: Lower median price growth (4.60%) over the past year indicates slower recent appreciation compared to Kincumber. Slower sales (39 days) might suggest a slightly less liquid market, potentially affecting short-term capital gains.

Central Coast Context

The Central Coast's property market is thriving, with low vacancy rates (around 1.5%) and rising rental prices, according to recent reports. This regional growth, driven by migration and infrastructure projects, benefits both suburbs. However, Kincumber's recent growth rate suggests it may be in a more dynamic phase, while Green Point's stronger rental dynamics could support sustained appreciation.

Investment Opportunity?

For buyers focused on capital growth, Kincumber's higher recent price growth and faster sales might be advantageous for short-term gains. Green Point, with its stable market and strong rental performance, could offer more reliable long-term appreciation. The choice depends on the buyer's investment horizon and risk tolerance.

Prospective buyers are encouraged to consult with a local expert, such as a mortgage broker in Kincumber, to navigate these markets and tailor financing strategies to their goals.

If you would like to talk with us about your property and mortgage plans, please call us at Mortgage Choice Central Coast or email us at michael.daniels@mortgagechoice.com.au or
philip.cooper@mortgagechoice.com.au.

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