UMINA Beach Houses outperform Units | November 10th, 2025

https://www.mortgagechoice.com.au/michael.daniels/our-services/mortgage-choice-in-umina-beach-michael-daniels/

Author: Michael Daniels

Umina Beach is showing good growth results across houses, units and townhouses (strata dwellings). We decided to compare the performance of Houses vs Units.

Houses: Premium Pricing, Sustained Demand

Houses dominate, accounting for 75% of Umina’s 7,652 dwellings (5,741 total). The median price is now $1,190,000, reflecting a solid 5.5% annual increase. Last month, 55 listings attracted 2,369 interested buyers—43 buyers per property—resulting in 237 sales at a median 59 days on market. Rental demand remains strong: 54 homes available, 1,329 interested renters (24.6 per listing), leasing in just 21 days at $650 weekly (up 10.2%). Gross yield is 3.0%, underpinned by 68% owner-occupancy and an average tenure of 24.2 years.

Units & Townhouses: Affordable Entry, Higher Yields

Representing 25% of stock (1,911 dwellings), units and townhouses hold a median price of $865,000, up 4.8% annually. Tighter supply—only 22 listings—drew 793 buyers (36 per listing), achieving 71 sales in 54 days. Rental scarcity drives performance: 20 units versus 628 interested renters (31.4 per listing), leasing in 22 days at $590 weekly (up 7.3%). Gross yield outperforms at 3.4%, with 128 leases over the past year.

Key Insights for Buyers & Investors

Houses attract stronger owner-occupier competition and faster rental growth; units deliver higher yields and quicker turnover but modest capital gains. Low stock across both segments signals continued upward price pressure.

Whether refinancing, upsizing or entering the market, contact us at Mortgage Choice Central Coast for tailored loan strategies.



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