TOUKLEY’s Strong Performance in a Shifting Market

 By Michael Daniels, Mortgage Choice Central Coast – Your local Toukley mortgage broker

Toukley continues to deliver impressive results for buyers and investors on the Central Coast. According to our latest median house price data (suburbs with 800+ houses), the median house price in Toukley reached $870,000 in December 2025 — up $60,000 from $810,000 the year before.

This represents a healthy 7.41% annual price growth, making Toukley one of the standout performers among the more affordable Central Coast suburbs.

Why Affordable Suburbs Like Toukley Are Outperforming

https://www.mortgagechoice.com.au/michael.daniels/our-services/mortgage-broker-toukley/

Several nearby budget-friendly locations recorded even stronger percentage gains:

  • San Remo – +11.03%
  • Halekulani – +11.53%
  • Kanwal – +11.76%

These suburbs are attracting significant interest because they offer better value compared to premium coastal areas. First home buyers and investors are driving much of this demand.

Key demand drivers include:

  • First Home Buyer Grant and stamp duty concessions still encouraging young families
  • Strong rental demand and attractive yields are appealing to investors
  • Proximity to lakes, beaches, and amenities without the ultra-premium price tag

Post-COVID Correction in Higher-Priced Suburbs

In contrast, many of the more expensive beachside suburbs appear to be experiencing a correction after the sharp post-COVID boom:

  • Avoca Beach – -5.23%
  • Wamberal – -6.38%
  • Ettalong Beach – -15.35%

As remote work patterns normalise and affordability pressures increase, buyers are increasingly prioritising value-driven locations like Toukley.

Ready to Buy or Invest in Toukley?

If you’re considering purchasing in Toukley or nearby suburbs, the current market offers genuine opportunities — especially for first home buyers and investors.

Contact me, Michael Daniels, your trusted Toukley mortgage broker at Mortgage Choice Central Coast, for personalised advice, pre-approval, and the latest insights into financing options.

Let’s find the right loan structure for your next move in this dynamic market.

Location: Toukley NSW 2263, Australia

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